Quick Issue Term - Life insurance for people on the go

Let’s face it – life moves fast. So should your insurance. Manulife Quick Issue Term™ is designed to keep up with your busy life and can help get you covered – fast. 

If you’re between 18 and 50, getting the coverage you need, up to $500,000, is simple with Manulife Quick Issue Term because it’s:

  • Easy – complete the electronic application with us in minutes - in person or over the phone
  • Quick – expect a response in as little as one business day, in most cases
  • Convenient – enjoy less intrusive underwriting – no needles or fluids and fewer medical questions

And, with the option to change to permanent insurance, you’ll secure your option to have permanent protection for life. 

For more information on Quick Issue Term Insurance, please contact us.

Family Term is a registered trademark of and is offered through Manulife Financial (The Manufacturers Life Insurance Company).

Manulife Securities Insurance Inc.*

Products and Services
Whatever your stage in life, Manulife Securities Insurance Inc. can help you feel financially assured with a variety of insurance products to meet your specific needs – whether it’s family protection, business continuity, estate preservation or investment solutions.

Products and services include:

  • Segregated funds
  • Life insurance: term, whole life, universal life
  • Disability insurance: income replacement and business overhead protection
  • Critical illness insurance: enhanced and basic plans
  • Long-term care insurance: facility and home coverage
  • Pension plans: group retirement plans, registered pension plans, deferred profit sharing plan and registered retirement savings plans
  • Health care benefits for individuals and associations
  • Annuities: term certain, life

*Carrying on business in British Columbia as Manulife Securities Insurance Agency

InsureRight

Are you protecting what’s most important?
Be sure. With InsureRight.

If something happened to you, you want to be certain you have the right coverage to protect your family, your lifestyle and everything you’ve worked hard to achieve. But there’s a lot to consider when buying insurance. What type of coverage is right for you? How much is enough?

With InsureRight, it’s simple to answer these questions. InsureRight will help outline what you need to consider so you can feel confident about the coverage you choose for your insurance needs. The InsureRight checklist is a great place to start. Begin with the step that’s right for you. And when you’re ready, visit InsureRight.ca for more tools that will help you take a closer look at your insurance needs.

For more information about InsureRight, please contact us.

 

 

 

 

Family Term 101

Family Term insurance is Manulife’s low-cost option which helps meet the traditional protection needs of most individuals and families.

For example, Term insurance provides protection for things like:

  • Income replacement
  • Mortgage and debt coverage
  • Coverage for funeral expenses
  • Financial security for a family’s future
  • Child Protection Rider
  • Total Disability Waiver Rider
  • Accidental Death and Dismemberment Rider
  • Guaranteed Insurability Option Rider
  • Parent Protection Rider

To learn more, click here.

Term Insurance

Whether you are looking to protect your family or your business, Term life insurance offers affordable and flexible protection you can customize to meet your temporary and growing needs.

You can choose term life coverage that protects you for 10 or 20 years or until you reach age 65 or age 100.

Family Term from Manulife Financial

The flexible design of Family Term provides you and your family with affordable protection that can be adapted to your family’s changing lifestyle, income and needs.

Family Term gives your loved ones the financial security to:

  • Maintain a comfortable lifestyle
  • Pay off existing debts – like your mortgage
  • Fund long term investment needs like educational savings plans or RSPs

Plus, you can adjust your Family Term insurance as your needs change, using a wide range of options called ‘riders’, such as Children’s Protection Rider (adding coverage for children), Total Disability Waiver (waiving premiums if you become disabled) and more.
For information on Family Term, please contact me or click here.

Business Term from Manulife Financial

The simple structure and flexible features of Business Term allow you to protect the key elements of your business so you can be sure it will carry forward with minimal disruption.

The affordable and easy-to-manage design of Business Term creates financial security for your business with:

  • Key person protection
  • Business collateral and buy-sell funding
  • Estate tax coverage

Your Business Term insurance can be customized using options called ‘riders’, such as Business Value Protector (adding additional coverage as your business grows), Total Disability Waiver (waiving premiums if you become disabled) and more.

For more information on Business Term Insurance, please contact us or click here.

Family Term and Business Term are registered trademarks of and are offered through Manulife Financial (The Manufacturers Life Insurance Company).

Work. Family, Your home…

There’s a lot going on in your life and insurance is probably the furthest thing from your mind.

To learn more, click here.

Synergy

Synergy offers one-of-a-kind insurance coverage, combining three policies in one affordable and easy-to-manage package. Synergy’s unique design provides protection against life’s everyday risks: disability, critical illness and early death.

Suitable for your personal and business needs, Synergy allows you to protect your family against the financial impact of the unpredictable, everyday risks we all face.

Synergy provides solid insurance protection across three high risk areas at one affordable price. The convenience and simplicity of Synergy allow you to manage one policy with one amount to pay while you cover the need for three essential types of insurance.

The flexibility of Synergy gives you and your loved ones the ability to:

  • Help protect your income if you are unable to work
  • Provide mortgage and debt protection
  • Supplement gaps in group disability, critical illness and life insurance coverage
  • Protect your family against the financial impact of loss of income due to injury, illness and premature death.

For more information on Synergy, click here or please feel free to contact us.

*Synergy is sold by, and is a registered trademark of The Manufacturers Life Insurance Company.

The Value Behind the Venture Series

The ability to earn an income is the single most valuable asset of any individual during their working years. Yet many Canadians overlook the need for income replacement insurance in their financial plans.

Others may assume that the traditional safety nets such as employer/government benefits or personal savings are enough to see them through. However, individual income replacement insurance is the only protection that is both comprehensive and portable, and provides a source of income that can be counted on during a period of otherwise complete uncertainty.

The Venture Series provides cost-effective coverage to a wide range of occupations. The basic plan provides total disability benefits, with Residual or Partial Disability riders also available.

To learn more, click here.

Whole Life Insurance

Whole life insurance offers guaranteed, reliable coverage to last your entire lifetime. Ideal for personal and business needs, it provides permanent protection you can count on and guaranteed cash values that grow over time.

Performax Gold is a reliable whole life insurance solution backed by powerful guarantees and built for long-term tax-deferred growth.

Performax Gold can help you:

  • Further your retirement and estate planning
  • Build tax-deferred equity and cash value over time
  • Establish collateral for a bank loan
  • Fund education costs and other long-term expenses
  • Provide key person coverage
  • Leave gifts to children, grandchildren or a charity

With its flexible features and the variety of options (riders) available, Performax Gold allows you to customize and adjust your coverage as your lifestyle or business needs change.

To learn more, click here or contact us.